Better to have something you can afford now, than borrow and then get into difficulty. Also, better to have something upcycled, recycled and costing less on every level (pocket/emotions/environmental impact) than cost the Earth. Talking of such, have you heard of the recycling shopping centre in Sweden called ReTuna? Now that’s a way forward, don’t you think? Better to be a person in control of what little cash you have, than borrow, for take note: The borrower is always slave to the lender!
Over Soil 
Retuna, I can see that taking off in Places like Sheffield and Pontefract
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There’s something a bit similar in Devon called “Proper Job”. It started out as a traditional recycling centre, then someone got creative. I’ve gone to see it and have been impressed.
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Found a link to the [Proper Job] site:
https://www.proper-job.org/
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